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15 year fixed @ 5% obtained in September 2003. It was our third refinance after starting with 8.375% 30 yr in 1993. Each time, we just refinanced the balance and did not take any equity out.
Can't see paying it off anytime soon, although I might refinance if rates dropped low enough..
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Be of good comfort, Master Ridley, and play the man; we shall this day light such a candle, by God's grace, in England, as I trust shall never be put out.
-- Hugh Latimer, 16 October 1555
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