|
Here is the short version of the AccessTN eligibility:
1. No income determination, no asset test
2. US Citizen or qualified legal alien
3. TN resident (6 months)
4. Age 19 or over
5. Uninsurable by medical or insurance determination
6. Been without health coverage: 6 months
7. No access to insurance at time of application
8. Exhausted COBRA or any other continuation coverage
FIRE'd@51: It is #6 above that is driving me crazy. Sounds like one must "go bare" for 6 months OR go the HIPPA route with other insurance. I'm thinking the HIPPA route is the best (like you say) and not risk everything, however, self insuring for 6 months with a large cash reserve crosses my mind. Also not noted above, the State of Tennessee is reserving 75% of the first 6,000 openings to those let go of TennCare last year (TennCare replaced Medicaid few years back). So, there may be very few openings, but the AccessTN pricing may keep many from not applying.
kcowan: thanks for your reply. I've thought along your ideas too. Got to study up some on the approach. Canada sounds better since there are in-laws in New Hampshire, however, I don't know if it is feasible yet.
Any more ideas are welcomed.
Hillbilly
|