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Originally Posted by Nords
I've read that most HOAs are dramatically underinsured for the expenses of asteroid strikes and locust attacks. I'm surprised that she hasn't tried to sell help you protect yourself with those riders, too. If she's not gonna keep your best interests in mind, then maybe it's time for a new insurance agent!
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Yeah, I had considered that she was trying up her commission. I'm just worried about missing something obvious in my insurance coverage. Especially in lawsuit mad CA! 
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