Maybe a couple of simple things that the old man taught us kids: "If ya ain't got it, don't spend it!" & "Save yer money!"
It worked for him and Ma...and thus far it's working for us kids....especially me since I was able to FIRE at 50.......well, actually 3 days short of 50! 
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Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind. ~ Dr. Seuss ~
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