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I believe you need to give your class a track to run on by teaching them what they need to do and why and the order they should be accomplished. I know many here are not big fans of Dave Ramsey and I believe his specific mutual fund recommendations are in sometimes wrong but I beleive he has the fundamentals of personal finance correct.
Ramsey's book Total Money Makeover would make a good textbook for an intro to personal finance IMHO.
2soon
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