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I try to keep only a couple months expenses as an emergency fund. If I were to get let go, I would still be able to get employment insurance from the gov't and the amount would actually be higher than my monthly expenses. Also if I was really in a pinch I could access $ from my retirement accounts although this would be a worst case scenario. I just don't see the need to keep $10K or whatever in a low interest bearing account for an unlikely event.
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