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Originally Posted by Mwsinron
Do you think you will be using your furniture 30 years in retirement? You will need to budget some yearly money for housewares. How much thats up to you I guess. Why the more years of tracking your expenses you have the better to get an average.
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Yes, you're right - we should budget something for housewares.
The big question is health insurance. I mentioned that our annual mortgage expense is about $42,978 and I estimate that we'll have the mortgage paid off in eight years. But I'm thinking that I shouldn't eliminate the $42,978 from my expense estimate because there'll be health insurance to pay for. It's only my DW and me, and budgeting $43k for health insurance may be too much, but I don't know.
I'm hoping that someone will give me a convincing argument that my estimated expenses are way overblown and that we can retire today  - one can hope
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