Early Retirement & Financial Independence Community - View Single Post

Alan · 05-13-2007, 09:48 PM

I don't count my pensions and SS as part of my portfolio. I look at the delta I need to maintain my expected expenses and have an AA that matches that need and my risk tolerance. Having said that, even if my pensions covered all my needs I would never go greater than an AA of 80/20. I just am more comfortable having at least a 20% bond/fixed income portion to reduce some of the volatility.

05-13-2007, 09:48 PM	#7
Alan Thinks s/he gets paid by the post Join Date: Jul 2005 Location: Baton Rouge Posts: 2,068	I don't count my pensions and SS as part of my portfolio. I look at the delta I need to maintain my expected expenses and have an AA that matches that need and my risk tolerance. Having said that, even if my pensions covered all my needs I would never go greater than an AA of 80/20. I just am more comfortable having at least a 20% bond/fixed income portion to reduce some of the volatility. __________________ Age and treachery will usually overcome youth and ability Countown clock is at 9 weeks to be SIRE'd