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Originally Posted by Masterblaster
Take a look at Vanguard Target Retirement 2010, 2020,2030 etc. where the number given is the intended retirement date at which the funds would start producing income.
Or another example would be Fidelity Freedom funds - eg Fidelity Freedom 2020.
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This was my initial plan, but then I saw the good advice of someone here (forget who, sorry, maybe LOL?) that splitting things up and putting the bonds in the IRA would be even better. That's assuming MIL is ok with the slight complexity of the additional funds.
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