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Twice a year.
June 1 I modify contribution percentages only.
Dec 31 I reset contribution percentages, then rebalance by buying/selling.
In June most years the target pecentages are off by around 1% per category... so it is a minimal move from June-December. In December there is always buying and selling.
This prevents me from reacting to hiccups thru year (up 1-2% in a day or down 1-2% in a day).
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Light travels faster than sound. That is why some people appear bright until you hear them speak. One person's stupidity is another person's job security.
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