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One drawback to consider is that if you do have an emergency and do withdraw principal from the Roth, the funds you withdraw cannot be replaced, and all future tax-free compounding of those funds within the Roth will have been lost forever.
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"At times the world can seem an unfriendly and sinister place, but believe us when we say there is much more good in it than bad. All you have to do is look hard enough, and what might seem to be a series of unfortunate events, may in fact be the first steps of a journey." Violet Baudelaire.
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