Early Retirement & Financial Independence Community - View Single Post - Taking SS Early

crazy connie · 05-16-2007, 05:13 PM

It seems to me that perhaps what we should be doing is to reduce our "income" at the time we want to start SS payments. Think about the cash stash early on which we fund ER with. Would it not be better to take 72T dist on IRA earlier and hold the cash accounts in abeyance a bit to dist in early years of SS? I am not a math genius but see this as a viable option to reducing the tax on SS benefits in the 60's.

05-16-2007, 05:13 PM	#10
crazy connie Thinks s/he gets paid by the post Join Date: Feb 2006 Posts: 1,142	It seems to me that perhaps what we should be doing is to reduce our "income" at the time we want to start SS payments. Think about the cash stash early on which we fund ER with. Would it not be better to take 72T dist on IRA earlier and hold the cash accounts in abeyance a bit to dist in early years of SS? I am not a math genius but see this as a viable option to reducing the tax on SS benefits in the 60's.