Well - it took me about forty years of reading/study/hands on investment and a fairly expensive education via learn thru your mistakes to figure out:
1. Yes - it really is that simple.
2. The more you know, the greater danger you are - to yourself.
3. Hormones(especially male though not always) are incurable - unless you are dead.
Target Retirement - for retirement AND a few individual stocks for da hormones cause I don't golf and I haven't bought that kayak yet.
heh heh heh  8)
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