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Originally Posted by homestead
Thank you Martha
Does this mean that no matter what age I retire, my spouse can get the full 50% benefit of my full retirement
benefit as long as she is at her full retirement age when I retire? I am 5 yrs younger than her.
Homestead
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Close. For ease of speaking, let's say that the wife had low income and would do better by taking a spousal benefit. Her spousal benefit is based on what her husband would get at full retirement age, no matter when he retires. But he has to retire before she gets a spousal benefit. Her benefit is reduced via a formula for retiring early. Some examples are given at www.ssa.gov/pubs/10035.html.
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Do not rely on the information provided--my posts are not to be taken as legal advice. Needless to say you must consult with your legal representative. I am not responsible for errors. If I offended you with cya I apologize. If I did not, I tried.
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