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the worst period I've had was the 2000 - 2003 dip when my portfolio lost for 3 years running, worst year being 10.1% (I was allocated 70/30 at the time).
I stuck with my re-balancing twice a year and bought more stocks (just like I had been buyin bonds during 90's re-balancing).
However, I was still 8 - 10 years from RE and had a good job so a good cushion. I would hope to be have the courage to do the same when actually RE'd.
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Age and treachery will usually overcome youth and ability
Countown clock is at 9 weeks to be SIRE'd
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