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I haven't been through a 20% drop. Actually, got to correct that. My 20% drop was during a period I wasn't paying attention. Oh, correct that. I had to buy a new car in 2001 after a car accident.
What I'd do now is probably fret and change nothing. The distributions from my taxable account cover what I need. If I was smart when there was a 20% drop, I'd be grateful for that.
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