|
i have my buckets structured for different time frames, bucket 1 hold cd and money market money for 1-7 years bucket 2 holds 8-14 years of conservative laddered treasursay bonds, un-listed reits, strategic income bond funds, international bond funds,real return funds
bucket 3 holds 15 years plus of growth, growth and income, and commodity funds .
theres no chance ill probley ever have to liquidate stocks in a down market.
the mix gives me my long term goal of 7-8% overall.
|