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Originally Posted by theoldwizard
Forget the accident insurance. You need long term care insurance
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It depends on what else it covers aside from accidental death. Bottom line: if you do not have a dependent, who will get the money? You won't... you will be dead. Aside from that, the probability of you dying from an accident is much less than other causes of death (the reason for the low premium). Unless it somehow protect you from some loss, I would dump it.
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Planned FIRE Summer 2011
Disclaimer: I make no warranty or guarantee about the accuracy or completeness of this information. I am not a financial planner, my comments only represent my opinion.
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