Quote:
|
Originally Posted by Life_is_Good
When I retired early, I left my 401K at the old employer. It continues to grow and I see no reason to roll it into an IRA at this time unless I feel the firm may experience financial hardships.
|
I disagree !
There are benefits of rolling it over into an IRA ! Most of these benefits are are for "your loved ones" who will inherit. Converting and IRA to a Roth IRA, while expensive, has even more benefits.
I have found this book, The Retirement Savings Time Bomb...and How to Defuse It, very easy to understand and very useful, especially on this topic.
|