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How much longer would you have to work to afford that second home?
Can you downsize your first home and save some money that way?
Is there any reason you might not want to live in the summer condo year-round?
Sounds like you guys get a lot of enjoyment out of your summer place and want to spend more time there, so divesting it doesn't seem sensible right off the bat. But you have lots of other options.
If retiring earlier means you have to give up what you really want to do when you are retired - I don't think it necessarily makes sense to retire early. But by really looking at your priorities, you might be able to figure out a way to have your cake and eat it too!
Audrey
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