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Originally Posted by mathjak107
i have to do much more number crunching on the roth conversions as im still unsure if its worth doing any conversion. aside from giving away close to 1/3 of the dough thats generating more money im not convinced taxes will be higher at any point for me when there is no pay check vs now with 2 pay checks coming in.
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I'm no expert, but after reading The Retirement Savings Time Bomb ... And How to Defuse It the real benefit in converting an IRA to a Roth is for the people who will inherit it ! Less money for Uncle Sam (if done correctly)
To long for me to try and explain here (and I would screw it up). Buy the book or get it from your library.
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