 Quote:
Originally Posted by HFWR
I'd go with the US Equity fund, assuming it's a total US market fund, as its name implies. This will give you the widest diversification. You might look for an international fund among the choices.
As for bonds, at age 21, I'd say none to 10% max. Your balance is low, your time horizon is long; not much need to worry about safety or dampening volatility.
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I'd agree - go with a low cost total US market index fund from Vanguard or Fidelity and sign up for auto invest, preferably through a 401(k). Come back in 20 years and ask about bonds.
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Feral Engineer
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