 Quote:
Originally Posted by SteveR
Welcome to the forums. Glad you found the site and as you have already seen there is a wealth of information and opinions here to keep you busy for a long time.
The last year, month, and week are tough to get through but each day is one day closer to retirement. Start now on determining how you will generate the cash you will need to fund your expenses each year. Many have a 2+ year stash for both living expenses and for emergency funds. The next few years is in a "safe" investment that continues to make some money but is both liquid and "safe" from market swings so you don't loose the balance in these accounts. The rest is in a variety of funds or where ever else you want it put it to continue to grow.
Good luck and welcome to the forums.
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Thanks Steve for the Reply. The biggest hurdle for me is the first 7 years. I'm more than fine from 62 to whenever. It's 55 to 62 that really is tough to figure. During that period I will have to take out more than the 4% rule. It will be more like 6% but after 62 it comes down to less than 4%. With the market the way it is my biggest fear is a major down turn the day after I pull the plug. I wish there was some financial caculator that takes into account early retirement (before ss and pensions) and then after.
Good luck and thanks for the info
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