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LOL! · 09-29-2007, 07:43 PM

You should check if you get a higher effective return by holding tax-exempt bonds in your taxable accounts than if you held those treasury bonds there.

Same goes for the money market fund. Would a tax-exempt MMF be better? Be careful if you are on some kind of income margin like about to lose Roth IRA eligibility. And where is your Roth IRA by the way?

Furthermore, since you got a solo401k, I'll assume you are self-employed. Self-employed folks can sock away as much as $45,000 a year in a tax-deferred account, so you may want to investigate how to do that. It might be possible to have more fixed income in tax-deferred if you are not at that limit already.

09-29-2007, 07:43 PM	#3
LOL! Thinks s/he gets paid by the post Join Date: Jun 2005 Posts: 3,080	You should check if you get a higher effective return by holding tax-exempt bonds in your taxable accounts than if you held those treasury bonds there. Same goes for the money market fund. Would a tax-exempt MMF be better? Be careful if you are on some kind of income margin like about to lose Roth IRA eligibility. And where is your Roth IRA by the way? Furthermore, since you got a solo401k, I'll assume you are self-employed. Self-employed folks can sock away as much as $45,000 a year in a tax-deferred account, so you may want to investigate how to do that. It might be possible to have more fixed income in tax-deferred if you are not at that limit already.