It looks like you have to keep $2,000 in a checking account and the rest can be invested. I do wish they had more fund choices.
Oliver
PS Actually, I am unsure what investment choices are available. The web site indicates "Your actual investment options may vary depending on your specific HSA plan." The ones listed below are the standard choices. Exante Bank - Health Savings Account
John Hancock Classic Value PZFVX
Vanguard Wellington VWELX
Neuberger Berman Fasciano NBFSX
Vanguard Global Equity VHGEX
Vanguard S&P 500 Index VFINX
John Hancock High Yield A JHHBX
PIMCO Real Return Fund PRTNX
John Hancock Money Market JHMXX
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