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I have an Alaskan Airlines Visa Card from Bank of America. In June, DW and I will be flying round trip to Hawaii with a free ticket. This was made possible with points we've accumulated with our purchases. We've never paid any interest with this account, nor do we plan to. We've actually saved a lot of money with the Visa card. Sure, if we'd run a balance and paid interest, we'd have been better paying for all of our purchases in cash and foregoing any free airline tickets. But this is simply not the case in our situation. We pay off our balance each month and absolutely never carry it over.
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