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I have never had PIP, medical payments, nor rental reimbursement coverage on my auto insurance policy @ USAA. I always cancel collision coverage on a new car after about 4-5 years. I suggest that you review the policy (read it) and if you think that you can self insure for that hazard, give them a call and cancel it.
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Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.
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