 Quote:
Originally Posted by two4theroad
I was online at USAA raising my deductibles and coverage amounts per the recent conversations about umbrella policies and their requirements. While looking at my auto coverage I noticed that I had $2500 of coverage for Personal Injury Protection that was costing me $115 per year. It seems to me that I already have medical coverage with my medical insurance so I declined the coverage. I also noticed 3 other categories in the same section, Medical Expenses, Loss of Income and Medical Payments. These all seem redundant if I have covered medical and disability insurance. Am I missing something obvious? Do I need to reinstate any of these?
Thanks,
2fer
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Declining some of these coverages may depend on the state you live in. I inquired at one time about some of these, and was told my state mandated some of those coverages. I never was really sure what the thinking behind that was, but guessed I was stuck with it (unless I moved to another state).
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