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Audrey's definition is very good. Another thing to consider is why you are making the differentiation? Cash in an account where it can be withdrawn the next day is different from cash in a 5 year CD.
If you are thinking functionally, then it matters what function(s) you want the cash to be able to perform.
Ha
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Above all, humans are political animals.
Nota bene: I am either a moron or an idiot. So don't pay any attention to anything I say or you are one too. Please consult your financial advisor, astrologer or proctologist for whatever it may be that you are seeking.
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