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I am trying to keep all of my bond funds in retirement accounts, but I do not have enough in them compared to my taxable account to hold the entire 40%. If I had to choose between bond fund or REIT, which should I keep in the taxable account? Or should I not be buying any REIT if there is no room in the tax-deferred account to hold it?
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That's a tough one to answer. You might want to check out Bernstein's A Limited Case for Variable Annuities.
- Alec
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