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Originally Posted by Gumby
Rich: I have read somewhere about an annuity "laddering" strategy, but I can't recall where right at the moment. I will think on it and maybe find something for you.
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Along with the idea of spreading annuity risk across several providers - doesn't this reduce your income? I always heard (never ran the numbers) that there is a significant amount of fixed cost to an annuity. Such that four separate $250K policies won't pay the same as a single $1M policy.
Not sure if that has a big impact or not. - ERD50
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