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Old 08-06-2008, 09:07 AM   #10
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Join Date: Oct 2003
Posts: 958
Quote:
Originally Posted by phatrabbitzz7 View Post
The expense ratio on the Templeton EM fund is 1.41%, and I'm interested in more EM. I'm thinking about putting an additional 10% at Vanguard's EM fund.

In addition, I agree that small cap would be a better diversification than Fidelity Contrafund, and want to put 10% in that one as well. Question is where would I take the 10% from? I'm thinking of taking 5% from Vanguard Institutional Index (S&P 500) and Vanguard Total International Stock Index respectively.

So new mix will be the following:
Vanguard Institutional Index (S&P 500) - 20%
Vanguard Total International Stock Index Fund;Investor -25%
Vanguard REIT Index Fund;Institutional - 5%
Vanguard Mid-Cap Index Fund;Institutional -10%
Vanguard EM Fund - 10%
Templeton Emerging Markets Fund - 10%
Vanguard Total Bond Market Index Fund - 10%
Vanguard Small Cap Index Fund - 10%
Well I was just thinking of just moving the 10% in Contrafund to small cap and totally ditching the Templeton EM fund. 1.41%?? IMO, that's way, way to high, especially compared to the 0.37% of the Vanguard EM fund.

Vanguard Institutional Index (S&P 500) - 25%
Vanguard Total International Stock Index Fund;Investor -30%
Vanguard REIT Index Fund;Institutional - 5%
Vanguard Mid-Cap Index Fund;Institutional -10%
Vanguard Small Cap Index Fund - 10%
Vanguard EM Fund - 10%
Vanguard Total Bond Market Index Fund - 10%

or if you want more EM

Vanguard Institutional Index (S&P 500) - 20%
Vanguard Total International Stock Index Fund;Investor -25%
Vanguard REIT Index Fund;Institutional - 5%
Vanguard Mid-Cap Index Fund;Institutional -10%
Vanguard Total Bond Market Index Fund - 10%
Vanguard EM Fund - 20%
Vanguard Small Cap Index Fund - 10%

- alec
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