Don't read books!. Do not waste time thinking! Max your 401k into the Vanguard 500 Index. After thirty years consider adjusting your asset mix to fit your age and personal situation.
Of course - nobody can bring themselves to believe it's that screaming simple. My oldest Nephew lasted ten years(TSP 500 Index version) before he cracked - listened to his Navy buddies and read Four Pillars.
I suppose you could do the Fidelity lifecycle fund for your age - it's the politically correct thing to do nowadays. I mean I do Vanguard lifecycle cause I'm er old and retired.
heh heh heh -  This post be tongue in cheek - but there is a hidden message here.
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