 Quote:
Originally Posted by FUEGO
Those two give you good cheap broad exposure. Get your other tilts in other accounts.
One problem you might have though is those two spartan indexes are particularly tax efficient, and you might be better off with less tax efficient asset classes in your tax-deferred accounts (if it were an option). Maybe consider the bond fund if it is similarly cheap expense ratio (the one in my fidelity acct is 0.4 or 0.5% ER, so not a particularly cheap fund).
|
The bond fund available is PIMCO total return fund. A pretty steep ER for a bond fund (0.68%), but it's a top performer and it often beats its category averages. Probably not a bad choice. We also have access to an intermediate bond index fund, ER about 0.32, but I have to pay a quarterly premium to invest in that fund which would increase its ER by about 0.28% to 0.60%.
|