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Originally Posted by thefinancebuff
That is not true. If you have $1.3 million loss, your primary insurance covers $300k and your umbrella insurance covers $1 million. I also have GEICO umbrella policy. Just checked the policy language.
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Thanks, that's the way I thought it was also. You saved me the call to Geico.
With some policies if you have 1M coverage they'll only go to the 1M including the coverage you already have with the first policy in line.
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