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Originally Posted by dlhanson
We are thinking of moving to the Tampa area (Riverview or possibly Sun City Center) in 2010. We would most likely purchase something like a $200K single family single story home.
Can someone give me a likely range for the cost of homeowners insurance?
Can one purchase high deductible insurance - like 5% or 10%? (We would not have a mortgage.)
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A lot depends on the age of your house ,if it is fairly new and not in a high velocity zone it will be anywhere from $1,000 to $1,600 and yes you can get a high deductible policy which will lower the cost . I live in the worst velocity zone and have a real high deductible and my insurance actually went down this year to $ 1,600. My house is valued at $600,000 but most of the value is in the land .
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