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I've seen multiple negative references to SSC - as a place where you're overwhelmed w/ oldtimers, gomers, etc.
I think SSC is an outstanding community. I'd recommend you give it a chance - you can rent a place for a few months to see if its the place for you.
My grandparents moved there in the last 1960's (or very early 1970s). My parents moved there in 1990s. My uncle lived there for awhile, also.
So over the last four decades I've had the chance to visit, and I alway am impressed with the orderliness, the tranquility, how friendly and energetic the community is, and how safe you feel.
I think I know Tampa very well and can tell you that SSC feels like a utopia - and when you leave the area for Gibsonton, Riverview, Brandon, and beyond, you really appreciate it more.
I think you can find a great place for $200k. The HOA may be a bit high, but you get so much in return. I know at Kings Point (the gated part of SSC), the HOA covers h20, maintainence, exterior insurance, use of the fitness pool centers. The place looks like a resort area.
I'm going to highly recommend you visit the area - there's so much as far as community activities, social groups (travel, hobby, fitness, religious, you name it), that it is impossible to be bored.
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