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Steve, many people in FL are pretty much stuck with whatever insurance they can get precisely because State Farm, Allstate, et al. refuse to write new policies in FL. And if you do manage to buy a policy from one of these big companies, you may be in for a nasty surprise in the case of a big catastrophe. Why? Because after hurricane Andrew all the big companies set up separate Florida-only subsidiaries that they can and will cut loose if the worst happens.
Unfortunately, this is a risk that seems to be one you have to accept if you wish to live in FL.
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"And Jesus spake, 'Become thou now fishers of adjustable rate mortgages'" - New Conservative Bible
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