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I have a magicJack, and just re-subscribed for a second year at $19.95. The service comes with a local phone number for receiving in-bound calls, 911 service (so they claim), and voice mail. The quality has been mostly good to excellent, although on occasion the delay is noticeable. Of course, your computer has to be on to use it, and you need a good internet connection (DSL or better).
Maybe the thing I like best about magicJack is that I can use a regular phone with the service. I have a two-line phone, and the second line is my free magicJack line. With this setup, the magicJack service feels just like regular old telephone service.
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