|
Also, overestimate an amount for healthcare in your budget - insurance costs for a family policy will continue to rise.
If you have skill-sets where either of you could get part-time w*rk when things improve, or w*rk for a few years if you decide to later (maybe work for volunteer groups to keep current) - then that is an extra cushion.
Lots of people raise happy children who do well in life on lots less than 70k.
good luck!
Ta,
mew
|