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Old 07-02-2009, 11:07 AM   #4
Recycles dryer sheets
 
Join Date: Nov 2005
Posts: 331
Ok, 80 and in good health.

Does she have heirs, people she wants to leave money to? If she has a trust/will, great, if not make one.

Also, at her stage of the game, safety is number one, even with the pitiful rates of return that will most likely increase. Bonds and stocks are basically a crap shoot right now, since we do not know the real condition of the companies of issuance.

The answer to your question in more detail depends on whether she wants to spend out the money, or dole out the money upon death.

jug
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