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Interesting thread and interesting scenarios possible. Again, "by the numbers" seems as if you might be ok. Have you ever thought of going to 1 home or a downsize scenario when the family situation changes? If you could manage a nice gain on some of the homes, perhaps all else stable, and just a bit of monthly savings on expenses should never need to look back. Now, as others have suggested if you can "stand the pain" and the income flow is what it is now and your health is good maybe several more years of earnings are worth it while your family is the age they are at and then you will better judge the future with a bit more put away. When looking at something so significant as to stay full time or go part time or hang it up one needs to reflect carefully which it seems you are doing. Good luck on your choice!
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