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07-04-2015, 10:05 AM
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#81
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Recycles dryer sheets
Join Date: Aug 2014
Location: Western Canada
Posts: 393
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 Quote:
Originally Posted by redduck
When does it first start to become meaningful?
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Good question. Maybe when one knows they are losing significant capital without doing the arithmetic?
__________________
I'm not crazy. Honest, the judge had me tested.
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07-04-2015, 01:01 PM
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#82
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2004
Location: Portland, Oregon
Posts: 7,113
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Down itsy-bitsy (less than 0.2%), no withdrawals, no contributions. Primary weak holding is Wellesley Income, other holdings are also income (dividend) stocks.
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Duck bjorn.
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07-04-2015, 01:52 PM
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#83
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2004
Location: South Texas~29N/98W Just West of Woman Hollering Creek
Posts: 6,674
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I'm either up or down but have yet to make any WDs. RMD will soon change that.
__________________
Part-Owner of Texas
Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.
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07-04-2015, 02:06 PM
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#84
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Dryer sheet aficionado
Join Date: Nov 2012
Posts: 37
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I'm up about 2.5% for 2015 after accounting for withdrawals. Currently using a 63% equity, 12% bond, and 25% cash mix (I know, cash seems high, but it lets me sleep at night given the current environment). If the market picks up, I know I may not gain as much as others, but the return will still be good enough to offset my 4% withdrawal rate.
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07-04-2015, 02:08 PM
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#85
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Recycles dryer sheets
Join Date: Oct 2009
Posts: 246
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Flat for the year including withdrawals.
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07-04-2015, 10:00 PM
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#86
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
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Up 5.73%. I have a heavy allocation to international, so I don't always track the main US indices. Last year I significantly lagged the US market returns. 100% equities other than a year or two sitting in cash or short term bonds.
I also got sort of lucky by following my rebalancing strategy and moving $ from REITs to international investments at nearly the perfect time.
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Retired in 2013 at age 33. Keeping busy reading, blogging, relaxing, gaming, and enjoying the outdoors with my wife and 3 kids (8, 13, and 15).
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07-04-2015, 10:18 PM
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#87
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2012
Posts: 6,180
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Investments up 1.9% YTD. Cash down 0.8%, but we have been deliberately spending "above our former means but still below our income means", as well as dealing with a couple of unexpected major bills. The net is still generating enough to keep by ER plans on track.
__________________
FIREd date: June 26, 2018 - "This Happy Feeling, Going Round and Round!" (GQ)
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07-05-2015, 05:23 AM
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#88
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,145
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Quote:
Originally Posted by FUEGO
Up 5.73%. I have a heavy allocation to international, so I don't always track the main US indices. Last year I significantly lagged the US market returns. 100% equities other than a year or two sitting in cash or short term bonds.
I also got sort of lucky by following my rebalancing strategy and moving $ from REITs to international investments at nearly the perfect time.
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Rebalancing at the start of the year also had me selling REITs and buying international. Funny how that works.......
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Retired since summer 1999.
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07-05-2015, 07:27 AM
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#89
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gone traveling
Join Date: Sep 2003
Location: DFW
Posts: 7,586
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As of Thursday's close, up .7%. I am OK with it considering I hold about 35% in cash currently.
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07-05-2015, 04:59 PM
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#90
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Thinks s/he gets paid by the post
Join Date: Aug 2014
Location: Red Rock Country
Posts: 1,929
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As of June 30, my Retirement Accounts - the bulk of my investable assets - are up 1.90% YTD. No withdrawals.
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07-08-2015, 11:07 AM
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#91
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Recycles dryer sheets
Join Date: Nov 2011
Posts: 185
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Dollar-weighted IRR for total investable assets for the year through 6/30 = 0.51%.
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07-08-2015, 11:16 AM
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#92
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Thinks s/he gets paid by the post
Join Date: Jun 2013
Posts: 1,561
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Up +2.23%
Having a substancial position in Kraft Foods is responsible for a good chunk of the gains.
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07-08-2015, 11:36 AM
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#93
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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The thread title is "Are you up or down as of 6/30 for the year?"
6/30 is so passé now. A lot has changed in the few trading days since then.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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07-09-2015, 08:27 PM
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#94
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Recycles dryer sheets
Join Date: May 2014
Posts: 82
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Up about +7%. Have significant stock options for former employer whose stock is up +9% - with the leverage from the options, it carries my whole rest of my portfolio, which is largely flat.
Sent from my iPad using Early Retirement Forum
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07-09-2015, 08:53 PM
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#95
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,145
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Quote:
Originally Posted by NW-Bound
The thread title is "Are you up or down as of 6/30 for the year?"
6/30 is so passé now. A lot has changed in the few trading days since then.
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No kidding! Quite a downdraft there. S&P went negative for the year yesterday.
__________________
Retired since summer 1999.
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07-15-2015, 05:49 AM
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#96
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Dryer sheet aficionado
Join Date: Oct 2012
Posts: 28
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As of 6.30 up 3%
Sent from my iPad using Early Retirement Forum
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07-15-2015, 07:18 AM
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#97
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Thinks s/he gets paid by the post
Join Date: Aug 2005
Location: Crownsville
Posts: 3,746
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Quote:
Originally Posted by audreyh1
No kidding! Quite a downdraft there. S&P went negative for the year yesterday.
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Yeah, it's been a rocky year, although I'm trying hard to focus on the percentage amounts rather than the dollar figures. I think I peaked out around 5.7% back in May, but was down to 3.46% at the 6/30 mark. I think I dropped down to around 2.5% during one of those early July routs, but now I'm back to around 5.4%.
In the overall scheme of things though, a 2-3% swing here and there is nothing to get into a panic over.
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07-16-2015, 08:00 AM
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#98
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Moderator Emeritus
Join Date: Aug 2007
Location: Northern Illinois
Posts: 16,600
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Up 0.11% including withdrawals
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07-16-2015, 08:53 AM
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#99
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Full time employment: Posting here.
Join Date: Feb 2014
Posts: 731
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YTD average across all accounts - up 2.1%
[edit] that included an $18k sale from after tax assets in Feb '15 to help cover expenses
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07-16-2015, 09:33 AM
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#100
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 17,914
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Counting the year's withdrawal (usually taken in January) I'm up slightly for the year. Haven't actually calculated, but know the biggest single effect is "left over" Megacorp stock which has been on a tear lately. Will dump mass quantities this summer to cover special charitable gift. Better news (off topic) is that I'm up from almost 10 years ago when I ERd. Figuring I'll only need another 20 years (or less, heh, heh) for my stash to cover. Still, the plan is for 30! YMMV
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Ko'olau's Law -
Anything which can be used can be misused. Anything which can be misused will be.
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