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05-08-2019, 02:21 PM
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#1
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Confused about dryer sheets
Join Date: May 2019
Posts: 3
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Hi, I am Nick
Hi! Nick, 28 years old, embracing FIRE after a decade of spending, so selling most of my things! Happy to learn from experienced friends around here 
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05-08-2019, 02:25 PM
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#2
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,298
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Welcome to our wonderful site Nick.
Over time if you have any detailed questions or concerns, there is a wealth of knowledgeable folks willing to assist you.
__________________
TGIM
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05-08-2019, 03:08 PM
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#3
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Confused about dryer sheets
Join Date: May 2019
Posts: 3
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Thanks 
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05-08-2019, 03:59 PM
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#4
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gone traveling
Join Date: Apr 2011
Posts: 3,375
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How the H are you, Nick!? Good to hear from you.
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05-08-2019, 05:57 PM
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#5
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Recycles dryer sheets
Join Date: May 2013
Posts: 327
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Welcome, Nick
Wish I had caught on as early as you have
(Spoiler: It's worth it)
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05-08-2019, 06:07 PM
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#6
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Moderator Emeritus
Join Date: Aug 2007
Location: Northern Illinois
Posts: 16,600
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Welcome to the club, Nick! You're only 28, but have you started planning for retirement? It will sneak up on you, so it's best to be prepared.
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05-08-2019, 08:03 PM
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#7
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Thinks s/he gets paid by the post
Join Date: Dec 2010
Location: Midwest
Posts: 1,795
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Welcome Nick. You might post about some of the things you are doing to begin your journey.
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05-08-2019, 10:55 PM
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#8
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Thinks s/he gets paid by the post
Join Date: Nov 2016
Location: Washington State
Posts: 2,359
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 Quote:
Originally Posted by footenote
Wish I had caught on as early as you have
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Amen! If there was one thing I could do differently it would have been to start saving and investing earlier in life.
Congrats Nick for starting early!
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05-09-2019, 02:42 AM
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#9
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,373
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Welcome. Pay yourself first. Live below you means. And when it comes to investing, slow and steady wins the race.
Side note: DS told me that he had some friends about Nick's age who were interested in investing and might be interested in my advice... I said fine, I'd be glad to talk with them about investing... I later found out that they wanted to talk about penny stocks... I responded that investing in penny stocks was gambling, not investing and that I don't know anything about gambling.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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05-14-2019, 07:22 AM
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#10
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gone traveling
Join Date: Dec 2018
Posts: 1,196
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Welcome Nick. If you can live below your means then that's a great start. Set up your auto pay to weekly or monthly invest into 401k and or index mutual funds. Diversification is key and sacrifice now and reward yourself later ( if you can FIREd early if you are able too). You going to hear it loud and clear from the usual critics but don't let it affect you. In my case my critics were the usual naysayers, it's normal.
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05-14-2019, 08:00 AM
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#11
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Recycles dryer sheets
Join Date: Mar 2019
Location: Pearland
Posts: 100
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Welcome to the forum, young man. You don't need to live like a monk to save, but as Nick12 says (EVERYONE says) live below your means and you'll do well.
__________________
Retired 2015. Jesus follower. Author, Husband, Dad, Futurist, Dreamer.
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05-24-2019, 07:22 PM
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#12
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Dryer sheet wannabe
Join Date: May 2019
Posts: 23
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Hi Nick
Welcome to forum. I am 28 myself and trying to learn as much as I can to be FI. I would love to hear more about financial future.
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05-25-2019, 03:53 AM
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#13
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Recycles dryer sheets
Join Date: Mar 2019
Location: Pearland
Posts: 100
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Welcome, Nick! We all wish we'd started earlier. Had I some of the knowledge of these wonderful folks on the forum when I was younger, I would have done many things differently. Hindsight, as they say, is 20/20.
There are great folks here.
__________________
Retired 2015. Jesus follower. Author, Husband, Dad, Futurist, Dreamer.
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05-25-2019, 08:02 AM
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#14
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Full time employment: Posting here.
Join Date: Jul 2011
Location: South Florida
Posts: 551
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Welcome Nick !
I certainly understand over spending in your 20's - now if you begin to take proper steps to FIRE, you will be able to FIRE and also enjoy your w*rk days better along the way. Plenty of great wisdom here. Just remember: In order to be old and wise, you first have to be young and stupid !
Rich
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05-25-2019, 09:17 AM
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#15
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Thinks s/he gets paid by the post
Join Date: Aug 2012
Posts: 1,862
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Quote:
Originally Posted by Richard4444
Welcome Nick !....
Just remember: In order to be old and wise, you first have to be young and stupid !
Rich
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I think Nick's already got me beat brain wise. 28? And thinking about this stuff? That's impressive. Welcome, and looking forward to watching your journey.
Retirement is highly underrated. 
__________________
FIRE Class of 2018 @ 61
Old men and women sit in the shade of trees they planted long ago
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