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Today 02:11 PM
Vermont to become a destination for FIRE?
Ahhh...Vermont.....y ummy! Home | Ben & Jerry’s (205 views, 20 replies)
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Today 02:02 PM
Where to Really Learn How to Retire Early
Yes it is. For some people this is useful. Look at "Hi I am" section "Wife needs some reassuring". This guy when you add in house is there.... What is a point for him to accumulate more money? (344 views, 11 replies)
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Today 01:48 PM
Funny Tuesday Videos
Sex change in the park... (103,596 views, 1,100 replies)
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Today 01:47 PM
Asset allocation
Why do I have so many funds? ... Seems overly complex, and thus, likely more costly than it needs to be. Why don't I want any small cap weighting? Why don't I have ANY bonds or cash? Can I... (18 views, 1 replies)
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Today 01:28 PM
Privacy - Did you know?
No exceptions at all for me, including here. This is being posted by the last person who stole my identity. ;D (412 views, 9 replies)
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Today 01:26 PM
Please educate me with Purchasing power protection
You need to know how option two calculates the inflation rate. (323 views, 4 replies)
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Today 01:22 PM
Inexpensive eyeglasses?
If you don't have accurate measure of pupillary distance, go to Costco or Walmart. Along the way, if you can get this measurement, hold on to it (and your lens prescription) in case you want to go... (766 views, 24 replies)
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Today 01:19 PM
Should I purchase 'service credits'?
That's quite a good COLA plan and far more generous than I get and many others get. I can see why you are tempted. How well funded is the plan? Given the Detroit example, I would be concerned... (303 views, 15 replies)
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Today 12:58 PM
Pre-Retirement Then Post-Retirement Income Transition Planning
Thanks for the welcome! Previous correspondence refers - for the record: The cash value in an IUL may be taken out as withdrawals or policy loans and is regarded as tax free income. In essence,... (3,121 views, 42 replies)
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Today 12:54 PM
Understand now how death in family causes riffs
There are people who do others "favors" and will expect to be returned the favors. The problem with some of them ... they don't remember how small (or even unwanted) their favor was and expect a... (6,154 views, 87 replies)
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Today 12:43 PM
What Movies/Videos Have You Seen Lately?
We don't go to the theatre often but we saw "And so it goes" and thoroughly enjoyed it. Rob Reiner is both director and a supporting actor. Both funny and poignant. Highly recommended. (1,165 views, 35 replies)
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Today 12:34 PM
The rule of 55?
Just got confirmation that I can take my 401k in one lump sum distribution or take a portion in distribution and roll the remainder over. I was hoping to be able to withdraw over two years to keep... (2,901 views, 40 replies)
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Today 12:11 PM
Roll over 401k or not?
You still have taxable accounts. Can you do partial Roth conversions from your 401k? (254 views, 5 replies)
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Today 12:08 PM
Understanding Cap Gain "0%" tax bracket for
The ACA changed all of that if you are intent on maximizing subsidies, so it's not as clear a decision as it used to be. An early retiree can hold down WRs and possibly afford to retire sooner if... (1,047 views, 15 replies)
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Today 12:08 PM
Would you start a business again?
I somehow was born without the "Be Your Own boss" gene. My job, however, involved daily interactions with various business-owners. Nothing they said ever convinced me otherwise. So be careful. And... (321 views, 14 replies)
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Today 12:03 PM
Stealth Wealth Moment
I think I told this story here once before. DW and I were in Aldi's near our house. We live in a low to moderate income area of town, and the Aldi is frequented by those that I perceive to be... (1,106 views, 36 replies)
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Today 11:44 AM
Transitioning from Saving to Spending at RE
Senator, you strike me as being a candidate for "I have worked so hard to accumulate this nest egg, I don't want to spend it now." My Dad is almost 80 and he is like that. He still worries about... (996 views, 13 replies)
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Teacher Terry
Today 11:32 AM
Sleep apnea anyone?
I have the full face mask and not only did we have to give up spooning but we had to put a big body pillow between us standing up because I was blowing cold air on his neck. However, he is happy... (1,838 views, 44 replies)
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Teacher Terry
Today 11:10 AM
Secrets of Early Retirement
WE paid off our home before we retired. Also we can Homestead and protect the house from creditors, being sued, etc. I don't think many states have that anymore. Our property taxes are low and we... (1,188 views, 25 replies)
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Today 10:53 AM
Higher risk AA to reach ER earlier?
I went with 100% equities and still do in retirement. I have advocated it here for those who are willing to adjust their retirement date as needed. Sounds like it could be right for you. Keep... (598 views, 14 replies)

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