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Today 10:17 AM
How long was it before you stopped identifying youself with your profession?
I expect that many retirees here were like I am now: in a position of some authority/prestige, doing work that was professionally fulfilling, and to some degree defining themselves by their jobs --... (0 views, 0 replies)
Today 10:16 AM
Binging House of Cards
Only 4 episodes in, but it's full of surprises, twists and turns... bravo! This is a perfect example (IMHO) of why Netflix, Amazon, Hulu etc...are positioned to change the entertainment media... (0 views, 0 replies)
Today 10:12 AM
ER, a humbling experience
For me and perhaps for you, the reduced anxiety (caused by the competition) is what I find key to my happiness. Nowadays I find many of my activities are best at the non-competitive level. For... (665 views, 11 replies)
Today 10:11 AM
Missing assets Fidelity RIP
I believe the lower asset value is assuming a market loss. It gives you a so called "worst case scenario". It appears that the program is written to always show results beginning in January of the... (509 views, 15 replies)
Today 10:09 AM
2015 YTD investment performance thread
My utilities holdings are getting creamed this morning. Added to: PNY, AVA, WEC, WR and LNT using some of my Vanguard free trades. As long as they keep raising the dividend, I will keep buying... (6,330 views, 133 replies)
Today 10:08 AM
Will that be Cash or Credit?
This is true of all cards that I am aware of. Well, let me take that back. We have a Visa (Credit) Card issued by our bank (Bank of the West) which the bank does not have an "automatic" payment... (3,310 views, 99 replies)
Today 10:05 AM
For those already RE - was your last year easier or did time slow down?
Same here. I had a 6 month countdown. For the first 3 months I kept my decision to myself. I had a lot less stress but time seemed pretty normal. I was waiting for something to happen that might... (1,046 views, 26 replies)
Today 10:03 AM
Share your FIRE Milestones
Passive income crossed $175K per year (taxable accounts) for the first time. When I stopped working (10 years in July) my passive income was $108,245 per year and I decided it was time to punch out... (165,399 views, 857 replies)
Today 09:52 AM
Mailed docs 3 weeks ago, still no response from Health and Human Services, ACA
I logged on last night and noticed my application is marked complete too(not sure what it said prior). I guess they'll send me a letter someday. Deleted a duplicate 1095, and multiple verification... (201 views, 5 replies)
Today 09:31 AM
Medallion Signature Required for TSP Rollover?
I partially withdrew my TSP funds in 2014 (TSP-77 form) to roll over into an IRA so that I could gradually do Roth conversions. A notary was required, but no signature guarantee/medallion signature... (169 views, 4 replies)
Today 09:17 AM
Opinions on longevity annuities
no, I'm thinking about anyone that's ever taken a class in life contingencies and/or interest theory calculates the PV of an annuity (2,576 views, 74 replies)
Today 09:03 AM
Long Term Disability Insurance and ER
Carried disability (and life) insurance when I was younger and had a future salary to protect. So close to ER it is no longer needed for me, since if I stopped work tomorrow I would be okay, and if... (317 views, 6 replies)
Today 09:01 AM
This weather is awful!!
Well, February was officially the coldest month ever here with an average temp of 9 degrees. I'll have to look into how that's computed. It never broke above freezing so the snow banks are looking... (132,968 views, 3,546 replies)
Today 08:53 AM
How to stay on track for ER with a kid?
I found the early childhood years to be much more expensive than the elementary school years, where we are now. Between nanny expense and preschool programs we were paying 40-50k a year for the... (527 views, 16 replies)
Today 08:44 AM
H&R Block tax software
Thanks. Contacted them and gave them the link to the IRS.gov website where it shows I DO NOT qualify for an IRA deduction based on my AGI. They said: "Yes you're right, you DO NOT qualify for... (95 views, 6 replies)
Today 08:30 AM
Double check my SS benefit at 70?
The log in page is fine with me. https://secure.ssa.gov/RIL/SiView.do (411 views, 7 replies)
Today 08:19 AM
Costco and AmEx breakup
Costco announced that the new credit card deal will be with CITI for a co-branded VISA card. The new card will start in April 2016.... (4,489 views, 85 replies)
Today 08:17 AM
Monte Carlo or Historical in cFIRE and Firecalc?
You are asking the equivalent of why do we use models for anything? why not just look up what happened in the past? I think looking up what happened in the past is a very good strategy and the... (1,097 views, 25 replies)
Today 07:57 AM
Anyone here living in a continuing care community?
What KB said. The only difference, in our case... (we have lived in a regular home in a full service CCRC for 11 years) is that the apartments are on a rental basis, and all of the maintenance,... (200 views, 2 replies)
Today 07:26 AM
Dietary Cholesterol Concerns Reversed After 40 Years
One more: Saturated fat & CHD in Europe (2,421 views, 61 replies)
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