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Today 07:53 PM
Happy Winter Solstice
That may be, but trust me, here in Michigan, any increase in daylength (and warmth) at this time of year is greatly appreciated. Last winter was absolutely brutal..... (399 views, 20 replies)
Today 07:53 PM
One reason I miss the office at the Holidays
I am still a working 30 something, but I get grossed out by the "pot luck" holiday parties at work. Everybody brings they're own dish that was made at home with they're unwashed hands. It grosses... (43 views, 1 replies)
Today 07:49 PM
Festivus for the Rest of Us
To the OP: There are certain things that are universal, regardless of the amount of your nest egg or your age. For example 1. How do I identify, track and manage spending in retirement? What... (587 views, 26 replies)
Today 07:45 PM
Sole Proprietership vs. Contracting (LLC)
Having a separate tax entity does have its advantages. I've been filed 0 and now they don't even require me to file. Things have certainly changed since 2005. Now I can pay my quarterly taxes... (291 views, 12 replies)
Today 07:22 PM
Funny Tuesday Videos
https://www.youtube.com/watch?v=DePFiF-nNoE (111,109 views, 1,117 replies)
Today 07:21 PM
He is so frugal he......
Once upon a time in a swamp far far away - shut off the electricity only use it in a compressed period to run the water pump, wash, and cook. Cut up swamp wood(blown in by storms and hurricanes for... (1,505 views, 49 replies)
Today 07:19 PM
Merry Christmas from Al & Lena
Love this! Merry Christmas. (319 views, 18 replies)
Today 07:17 PM
what did you do today?
Did my Qi Gong and Tai Chi classes. Home for a little garden work, then out with ~50 million other people in the grocery store. Not doing that again until after Christmas. (753,878 views, 15,892 replies)
Today 07:08 PM
Conclusion to Kink in the Old Retirement Plan
In my present position--about to go "independent contractor" status within our company, I have seen a myriad of deficiencies and solutions for those deficiencies over and over again. It seems that... (4,083 views, 44 replies)
Today 07:05 PM
What is your pet peeve of the day?
My pet peeve of the day is attempting to update a password after reading the password hints, such as "use special characters" but clicking on enter, the site says something like "special characters... (15,522 views, 463 replies)
Today 06:51 PM
Here is my son's sailing club when he was in college: https://www.csum.edu/web/support/sywoc2 We chartered a sailboat one summer, the folks at the rental office looked at my motley family and... (118 views, 5 replies)
Today 06:46 PM
Fulfilling my Annual Holiday Obligation...
Here is a different Ode To Joy flashmob. Not really Christmas, but still fun. http://youtu.be/uswltlxoRJU (131 views, 2 replies)
Today 06:33 PM
Something for Christmas
I think I got something in my eye. Nice story. (180 views, 5 replies)
Today 06:25 PM
How are you handling your donor advised charitable fund?
We haven't done a good job giving away the DAF assets. Too much LBYM habits, I guess. Our DAF was originally set up thru Merrill, but the community foundation that holds the assets switched to Morgan... (545 views, 25 replies)
Today 06:24 PM
FHA Mortgage Loan
It has changed. For a > 15 year loan, with less than 90% LTV, you pay MIP for the life of the loan. The least you pay, on any loan, even one with less than 78% LTV, is 11 years. Put 22% down,... (191 views, 5 replies)
Today 06:24 PM
The Class of 2014
I decided to bite the bullet and do some list maintenance, removing those who are putting off retirement and those who actually retired in 2013: 1. Ronstar - 04/02/2014 2. akck - 01/01/2014 - Age... (55,090 views, 750 replies)
Today 06:20 PM
Where are you putting your fixed income/ bond investments?
anyone who thinks it is a substitute for cash or even a conservative bond fund has no clue what they are buying then. it is a junk bond fund at heart. it makes short term loans with floating... (1,307 views, 30 replies)
Today 06:05 PM
Living it up a little before retiring?
Some may call this a necessity or hobby. Not being a photo/video cam enthusiast, I call spending $500 on a camera a splurging. I've bought gopro hero4 black 4k video camera. I was thinking about... (10,944 views, 94 replies)
Today 05:57 PM
RIP Joe Cocker
There's a heck of a party/performance going on. RIP Joe... Sent from my SAMSUNG-SGH-I337 using Early Retirement Forum mobile app (247 views, 16 replies)
Today 05:47 PM
Have to file application for healthcare and have tax free income. Need advice.
I live in MA, am unemployed, but I am taking care of a parent of which I receive $1,500/month in tax free income which started in November 2014. I have to fill out a new application for healthcare... (58 views, 0 replies)
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