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Today 04:30 PM
Living an hour from work?
I've driven an hour to work for over 26 years. That's a combination of traffic and a long distance. I can make the journey in 40 minutes on the weekend without traffic. I pass the time listening... (673 views, 32 replies)
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Today 04:23 PM
Ghostly? China's Property Market Reconsidered
There was also a follow-up in The Economist a few weeks ago about the ghost cities. Amazing how they got filled up in just a few short years. From white elephant to (sort of) success story. ... (529 views, 9 replies)
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Today 04:18 PM
Volatility lookup
Not a really good one, still may be worthwhile so I'll mention it anyway: Other than that, a Bloomberg terminal, but that costs alot. (110 views, 1 replies)
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Today 04:15 PM
Leaving a house unoccupied for long periods
I'd call the insurance agent/company about the insurance - I seem to recall that most charge a slightly higher rate if the house is to be empty for more than 30 days, which seems reasonable. IIRC the... (72 views, 2 replies)
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Today 04:08 PM
Amazon 3% Cash Back
I see that information from time to time and it just amazes me. Okay some people might be in a temporary jam or just starting out, but clearly it is a way of life for most. Just amazing that they... (363 views, 19 replies)
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Today 04:04 PM
Greetings all!
Welcome! There is lots of good information here about being financially ready, and lots of folks ready and willing to answer specific questions. Hope we can be helpful in getting you prepared to... (234 views, 4 replies)
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Today 03:56 PM
Car Maintenance Rant, Part 2
Re brake flushes, I do this on all my old VWs and Benzes. I have a repurposed garden sprayer fit up with an ATE master cylinder cap on the hose end. I suck the reservoir dry with a turkey baster... (1,104 views, 37 replies)
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Sea Kayaker
Today 03:45 PM
Any snowbirds?
I'm a baby snowbird. I will probably spend 1.5 months in Baja this year, my first full year of ER. I hope to gradually ramp this up to 2 months in a few years...then once my wife has finally had... (817 views, 15 replies)
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Today 03:37 PM
That's it! I'm buying a Nespresso Machine!
I forgot how much we enjoyed these machines on our last Europe trip. Some hotels have them in your room, some have larger commercial machines at the breakfast buffet. Terrific expresso, so fast,... (69 views, 0 replies)
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Today 02:55 PM
Another "pay off mortgage early" question
Yep ,sequence risk can make or breat any situation. In fact taking the same exact average return moishe milevsky found as much as a 15 year difference in how long the money would last just based on... (1,765 views, 39 replies)
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Today 02:38 PM
Justices make it easier to sue over 401(k) retirement plans
Fidelity just settled with employees on the same issue - we got our check last week! But we all know the attorneys got as much as we did. Nice check! (777 views, 18 replies)
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Today 02:37 PM
The Right Dose of Exercise for a Longer Life
+1 Though I'll take longevity as well, but not too much, else I'll have to reduce my SWR... It's safe to say that the right amount of exercise for increased longevity is >0... (2,916 views, 63 replies)
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Today 02:33 PM
Exercise and the Brain (1,595 views, 51 replies)
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Today 02:07 PM
Anyone made it thru residual income (royalties, ad revenue, etc.)?
Yes, I was being silly. 15k per year for a bit of work is not bad at all. I was going to get her to write a few smart phone apps for passive income but maybe I will think about web pages... (875 views, 23 replies)
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Today 01:18 PM
Satisfied, but......
Fed health care is not free, but well subsidized. Feds pay about 28 percent of Health Insurance premiums, the government pays about 72 percent. This continues into retirement, until Medicare (when... (296 views, 8 replies)
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Today 01:14 PM
Woo hoo! I reached a milestone!
Way to go! Sent from my iPhone using Early Retirement Forum (783 views, 12 replies)
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Today 01:01 PM
Desktop Power Supply Died
I admire your determination in solving this problem. I nominate a secondary superhero username: Silver Surfer. :) (1,233 views, 62 replies)
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Today 12:57 PM
This weather is awful!!
Still no rain in the on the Peninsula of SF Bay Area. We are in desperate need! Send some our way. (140,337 views, 3,593 replies)
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Today 12:10 PM
Does the 4% "rule" apply if you spend less than you make?
+1 I have a spreadsheet that I developed way back when as my first attempt at a calculator. I had conservative assumptions (1-1 1/2% real returns) and I was amazed how good it looked. The... (3,558 views, 30 replies)
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Today 11:19 AM
Anyone have a Prius Plug-in without access to a charging station?
I would think (but don't know), that the regen braking, or even just charging it from the engine power would be used to keep the battery up to any minimum level that might be needed. If it is too... (334 views, 13 replies)

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