Like many of you, I have all recurring bills on auto-pay using a cash-back CC, which works great. But for the CCs themselves, I still get a paper statement in the mail, and then manually schedule the payment using the bill-pay function from our checking account (Fidelity CMA).
So far I have avoided putting the CCs on auto-pay for various reasons (like fear of a big auto-pay error that empties my acct and takes time to correct... or fear that my routing/acct# gets compromised... or wanting to review the charges one last time... I already review them online every couple days). So I'm beginning to question the validity of those reasons vs the convenience of auto-pay. Plus I don't like the security aspect of paper statements arriving in the mailbox.
Also, at Fidelity, the bill-pay functionality includes an automated "push-pay" service called eBill, which sounds like a great idea. But only one of our three CCs supports eBill. For the other two, I'd still have to enter my routing number and account number on the CC company's website. Oddly, the Fidelity-branded Elan VISA is one of the cards that doesn't support eBill.
So question is: Do you use some form of auto-pay for your CC accounts? And if so, do you use a similar "push-pay" service or are you OK letting the CC company "pull" the payment from your bank?
So far I have avoided putting the CCs on auto-pay for various reasons (like fear of a big auto-pay error that empties my acct and takes time to correct... or fear that my routing/acct# gets compromised... or wanting to review the charges one last time... I already review them online every couple days). So I'm beginning to question the validity of those reasons vs the convenience of auto-pay. Plus I don't like the security aspect of paper statements arriving in the mailbox.
Also, at Fidelity, the bill-pay functionality includes an automated "push-pay" service called eBill, which sounds like a great idea. But only one of our three CCs supports eBill. For the other two, I'd still have to enter my routing number and account number on the CC company's website. Oddly, the Fidelity-branded Elan VISA is one of the cards that doesn't support eBill.
So question is: Do you use some form of auto-pay for your CC accounts? And if so, do you use a similar "push-pay" service or are you OK letting the CC company "pull" the payment from your bank?