NXR7
Recycles dryer sheets
I'm 69 and on traditional Medicare with the G supplement and a Part D drug plan. My premiums are $3,900 a year so say $4,000. My dental care and eyeglasses care cost less than $1,000 a year so let's say my healthcare is $5,000 out of pocket.
If your Medicare Advantage costs (deductible, co-pays, whatever) approach $5,000 ($417 per month) then ask yourself why you would NOT want to be on traditional Medicare instead of dealing with private insurance companies.
A recent IG report confirmed what everyone knew, Medicare Advantage companies throw up roadblocks, delays, and deny care inappropriately forcing people to appeal. Up to 20% of the reviewed cases had care denied or delayed when traditional Medicare would have just paid it. I don't have many years left and I do not want to spend them fighting insurance companies while my conditions worsen.
I had two cataract surgeries last year (fully covered) and will have other medically-necessary procedures next year. So far my health is good but if the world comes crashing down on me one thing I will not need to worry about is how to pay for healthcare.
If your Medicare Advantage costs (deductible, co-pays, whatever) approach $5,000 ($417 per month) then ask yourself why you would NOT want to be on traditional Medicare instead of dealing with private insurance companies.
A recent IG report confirmed what everyone knew, Medicare Advantage companies throw up roadblocks, delays, and deny care inappropriately forcing people to appeal. Up to 20% of the reviewed cases had care denied or delayed when traditional Medicare would have just paid it. I don't have many years left and I do not want to spend them fighting insurance companies while my conditions worsen.
I had two cataract surgeries last year (fully covered) and will have other medically-necessary procedures next year. So far my health is good but if the world comes crashing down on me one thing I will not need to worry about is how to pay for healthcare.