Recent content by accountingsucks

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    Burnt out CPA

    Well, living in Canada we don't have to worry about major medical issues thankfully. That budget would include $3000 for medical which would be drugs (we take none at the moment but who knows), dental, physio, etc. Those things are not covered. Regarding hobbies, all my hobbies at the moment...
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    Burnt out CPA

    48yo CPA in MCOL city in Canadian prairies. All figures in today's CAD$. Currently at $2.1M in assets and $450k paid off home. Goal was/is?? to work to 52 and get to $2.8M - $3.0M in assets. Expect to receive $23k in CAD gov't pension at age of 65, can take earlier at 75% reduction. No work...
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    AFIB is a Progressive Disease

    I knew nothing about AFIB until this year when my 82yo mom had her first incident requiring hospitalization. Cardioversion was succesful. She had a few other incidents requiring the hospital and in couple cases it reverted on it's own, one needed cardioversion.Her heart rate is naturally very...
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    I've got Covid.... The thread for your covid experiences

    Do you know if you are prone to a more severe outcome the next time you get covid? ie....does someone needing o2 therapy (like myself) once for covid mean they have a higher risk of a bad outcome in the future. Or just luck of the draw?
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    I've got Covid.... The thread for your covid experiences

    48yo pretty healthy here. Tested positive last Tuesday for the first time. Worst sore throat ever on Wednesday, felt worse Thursday. Called my DR friend and he prescribed Paxlovid. Testing my O2 it was very bad, going down into the 70's while walking. We were able to secure home oxygen...
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    Any decent snowbird areas for $300,000 or under?

    You book direct thru landlord?
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    Any decent snowbird areas for $300,000 or under?

    Is it true that property taxes for non Florida residents is sky high? Any hurricane concerns?
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    Any decent snowbird areas for $300,000 or under?

    I am in Canada and every year my older Canadian friend goes to Arizona for six months and tells me I need to buy ASAP before prices go higher. Granted; looks like houses have come down 10-15% in many areas lately and possible weakness ahead. I remind him that he bought a $300kUSD foreclosure...
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    HVAC maintenance

    I was going to call a company in to service or replace my humidifier but I managed to fix it for time being at least. I also realize now that I have not had HVAC mtce for 8 years....which is when I installed a new York furnace. I have an Aprilaire air cleaner with massive accordion style...
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    What is the dividend yield on your portfolio

    Just curious, but what is the current yield on your portfolio? With current increased rates on bonds and generally increasing dividends post pandemic, my portfolio currently yields 2.69%. I plan to never spend more than my dividends so this will be my SWR whatever it ends up at retirement...
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    Replacement of Dental Crowns?

    In Canada I wouldn't say sedation is rare but I think less common than in the US. Where I live there was a massive publicized case where an 8 year old died under sedation for a minor dental procedure (can't recall what). Lots of finger pointing between parents and dentist (claimed she had...
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    Replacement of Dental Crowns?

    Update, endodontist said tooth cannot be root canaled, infection too big on CBCT xray. No pain because abscess at gumline was draining so relieved the pressure. Will have to get extracted and then implant. Still not sure why this happened as neither dentist or endo could say definitively...
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    Replacement of Dental Crowns?

    Thanks for replies. Yup I did try one of those night-guards. First one I didn't form it right and the second one I botched abit too such that the "track" is not quite right for my molars....so I'm worried about wearing it and choking or something....and likely from China not 100% comfortable...
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    Replacement of Dental Crowns?

    Not sure if this is the spot for dental queries but here goes. Nearly 50, teeth are in good shape, cleanings and checkup every six months. At cleanup last time six months ago dentist noted possible signs of clenching which I've never had before. We agreed to keep an eye on it and that mouth...
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