Recent content by Aerides

  1. Aerides

    Running with a new hip?

    The problem is most hip and knee docs would recommend no running on "natural" hips and knees with no problems. So if you trust your doctor not to be one of those, or at least a reasonable one who is not in the no-running-ever-anyone camp, then trust their answer. But it is a good idea to...
  2. Aerides

    You hit an FI number, now what?

    If your number is comfortable, then it answers all the reasonable "what ifs" - or it's not your number. If equities collapse? Sure, we all know it can happen. But we all probably remember the years after when it came back. So you have not a number, but an asset allocation, which allows your to...
  3. Aerides

    Fentanyl Dangers

    Well yes and no, certainly some, but not the younger ones. Teens and young adults that want to party do not think they are going to die. Many of them that do they are taking something "fun" and get fentanyl without even knowing it. I'm sure I'm not alone in confessing a lot of fun during...
  4. Aerides

    Job without 401K

    HSA funds do not expire. And your assessments of what you spend on healthcare while you are working will be blown away later in life. Even if you are healthy. Test show up wonky, hips start to ache, knees get blown out....if that's all you have before 70 you are lucky! And, generally deductibles...
  5. Aerides

    Borrowing Against Investment Portfolio For Home Purchase

    Is there a name of a program that Fido has for this? I'd like to know more as I want a back up plan for when we move, so it would help to find what they call this. thanks
  6. Aerides

    A Friend in need , how can I help

    Yeah listen to your wife on this one. Back away, offer sympathy, but no money. It will not help.
  7. Aerides

    Maintaining our relationship in retirement.

    I think the commentary on space is important. I think I read something a while back that explained a post-retirement marriage issue, from a wife's perspective as "too much husband, not enough house" - a simply way of saying that same square footage now has two people in it all the time, instead...
  8. Aerides

    In Your City - What Are The Most Desirable Neighborhoods and Why?

    Things that make a neighborhood desirable for me: Proximity to good shopping and dining Lot of Parks and beaches Well maintained homes Decent lot size , no zero lot lines Nice places to walk Access to good close medical facilities (doesn't matter how good all the rest is if you're going to have...
  9. Aerides

    "Affordability" and a new car

    I don't worry so much about setting a budget, and it's not an affordability question - as few things really are. It's more "what am I willing to spend" and that's very different from my financial picture. I have a mental hurdle on some things, which is probably set from too long ago, ie, a nice...
  10. Aerides

    Tinnitus help through hearing aids

    Maybe take your unpleasant back and forth to PM vs this thread
  11. Aerides

    What is your pet peeve of the day? -- 2021

    You assume they leave town ever. A great number of people in the US never leave their home state except for a few vacations. It's easy to never encounter a circle/roundabout in most of the country. I grew up with them in the UK but have encountered them as an adult only when outside of Florida...
  12. Aerides

    How much do you spend per month on fitness?

    Bottom line you can spend a lot or a little depending on your interests. But if you can't afford the basics, like a simple gym membership or new shoes more than once a year, it will be harder. Like spending on good medical insurance, if you want a long happy healthy retirement, then physical...
  13. Aerides

    Restaurant adding fee for use of credit card

    It must only be lower price places where they feel they can't bake it in? Yeah... I'm not going to be back to any place that tries this. Most ppl using CC's will spend more than those using cash - there are a million studies on this.
  14. Aerides

    Asking for severance in exchange to quit

    If you try, and don't get the right answer, be prepared to leave with the year, or far less. You will be considered dead man walking. Your boss won't give you good assignments, or fight for a good review/raise/bonus for you anymore. I mean...why would they at that point? But sure, can't hurt...
  15. Aerides

    How much do you spend per month on fitness?

    If you're ok taking advice from a woman, check out Casey Johnston and her Lift Off program. It's a very basic intro to weight lifting starting with very low weights, designed to get you ready to go to the gym with the basic moves down.
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