Recent content by AJ520

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    Disability and selling home.

    I don’t know if you’d have a referral to help to help my coworker figure this out. My coworker’s mom owns a house (that she can’t afford). She’s currently on long term disability because she has a kidney disease and they are wondering if she sells the house would she have to pay back the...
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    FIREd @ 26, bored to absolute tears!

    From ur post, I see that you don’t have much of a support network, or ppl you can enjoy your life with. You talked about family members not being on ur side to celebrate and doesn’t want to do things with others. This can definitely lead to loneliness... With money or without money... I think...
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    Real estate upgrade?

    Can you buy a home without HOA? I hate HOA’s in general because I don’t feel like they offer much
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    Help w Mom's housing

    Another question is will you enjoy having a rental property in a different state? You can always hire someone but thy adds to the cost. If not, renting is good for your mom but someone has to pay the bills...
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    Coding bootcamps instead of college

    And to add, 4 year college is not about skills and money, making a good network of friend is externally important. Those friendships lasts a lifetime for many. It is a place to build you kid as a person.
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    Coding bootcamps instead of college

    Not sure where u live and why coding hasn’t work for you. In the Bay Area, you get $100-120k easy at entry level. My sister got a computer science degree and barely passed her classes is doing limited coding at HR department. She doesn’t like to code much. However, tech companies in general has...
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    Financial Goals & Spouse

    Well~~ I have been managing my parents finances since I was 17 since they have always fought about money...as a couple!!! All their fights starts at who spends more money... lol well, they didn’t have much to begin with working at minimum wage jobs as immigrants not speaking English...
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    Seeking advice after unforeseen changes

    How old is your current mortgage? I would check and see if it makes sense to do a cash out refinance to use the cash the pay off car and get rid of PMI if the house value has gone up... and the other way if the house value has gone up to equal to 25% ish equity( different mortgage company might...
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    How do you deal with a wife with no FIRE plans?

    Staying married to save money is not the reason to stay married to someone!!! There is so much more to a marriage! Don’t do that to her or yourself! Be honest! Be real!
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    Gout

    My grandpa had gout and said eating dry cherries help.
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    Shall I take up Gardening?

    Just get some whole milk and mix with 4 parts of water and spay! That kills the mildew, but it’s a on going process.
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    Shall I take up Gardening?

    I love gardening! That’s what I want to do when I retired! U can subscribe to some YouTube gardening channels! Pinterest! And all~~~ so many free resources out there! Join ur neighborhood gardening club or start one! :)
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    Sue or Not?

    U should talk to a lawyer for advise to see if u have a case
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    Prenuptial Agreement

    Married my husband this July and have been dating him for 7 years before hand. He makes good money with no assets and I have a lot of assets. Didn't think about prenups. Although when we were dating he told me his dad had a talk with him about how marriage are just not a good idea(his dad gone...
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    Seller/Listing agent vs Buyer agent

    Plus, it is illegal for the sellers agent to hide better offers from the seller over yours, just because the sellers agent want the 5-6% commission. The sellers agent is by law requires to present all offers to seller. Do not get yourself an agent that will be sue for breaking the law because...
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